Mortgage shopping made easy
Mortgage shopping made easy
Mortgage shopping made easy
Fincast shops your Loan Estimate, finds you savings, and protects your identity for FREE so you can confidently choose the best deal
Discovered and trusted by 1K+ Redditors
Discovered and trusted by 1K+ Redditors
Trusted by lenders and homebuyers nationwide
REAL SAVINGS
The proof is in the savings
of borrowers find a better deal
Average mortgage savings
Average savings per loan
SMART MORTGAGE SAVINGS
An AI deal finder that quickly saves you thousands
Optimize your payment, rate and closing costs with personalized bids from lenders competing to beat your deal
Automated Shopping
No need to shop – Fincast finds you better deals from trusted lenders in under 24 hours
Automated Shopping
No need to shop – Fincast finds you better deals from trusted lenders in under 24 hours
Automated Shopping
No need to shop – Fincast finds you better deals from trusted lenders in under 24 hours
Private and Secure
Your data is protected - our AI automatically redacts and encrypts all personal information
Private and Secure
Your data is protected - our AI automatically redacts and encrypts all personal information
Private and Secure
Your data is protected - our AI automatically redacts and encrypts all personal information
Easy Comparison
See exactly how much you'll save with transparent side-by-side rate and cost comparisons
Easy Comparison
See exactly how much you'll save with transparent side-by-side rate and cost comparisons
Easy Comparison
See exactly how much you'll save with transparent side-by-side rate and cost comparisons
HOW IT WORKS
Find your best deal
in under 24 hours
We create a transparent competition among lenders to get you the best overall mortgage deal based on how you want to save money
Upload your offer
Share your Loan Estimate in our secure portal - our AI automatically removes your personal information before analyzing and shopping your offer🔒
Upload your offer
Share your Loan Estimate in our secure portal - our AI automatically removes your personal information before analyzing and shopping your offer🔒
Upload your offer
Share your Loan Estimate in our secure portal - our AI automatically removes your personal information before analyzing and shopping your offer🔒
Choose your deal
Fincast shops for you - in less than 24 hours we figure out which of our approved lenders can beat your current offer and show you the best deals 🤑
Choose your deal
Fincast shops for you - in less than 24 hours we figure out which of our approved lenders can beat your current offer and show you the best deals 🤑
Choose your deal
Fincast shops for you - in less than 24 hours we figure out which of our approved lenders can beat your current offer and show you the best deals 🤑
Switch and save
Seamlessly switch to a top-tier lender to quickly lock in your favorite deal without pressure or risking your closing date 💪
Switch and save
Seamlessly switch to a top-tier lender to quickly lock in your favorite deal without pressure or risking your closing date 💪
Switch and save
Seamlessly switch to a top-tier lender to quickly lock in your favorite deal without pressure or risking your closing date 💪
TIMELINE
When to Fincast your offer
When to Fincast your offer
Timing is everything - SLIDE to see when to Fincast during your homebuying journey
Get Pre-Approved
Work with any lender to understand your home-buying power with a quick credit check and financial review - this will help you build a realistic budget and buying plan.
House Hunt
Have some fun – work with your real estate agent to find the home of your dreams (and budget). Don't worry about mortgage shopping yet, it's better to wait until you can lock in your rate.
Offer Accepted
Congrats! Now that your offer has been accepted, you'll sign a Purchase Agreement with the seller. This will be sent to your lender, who will provide you with an official Loan Estimate, which is your signal to start Fincasting.
Fincast your Loan Estimate
Got your Loan Estimate? Perfect timing. Upload it to Fincast and we'll find competing lenders ready to beat your current offer.
Time to Close!
Once you’ve switched lenders and secured your savings, you’ll order an appraisal and proceed with closing documents.
Get Pre-Approved
Work with any lender to understand your home-buying power with a quick credit check and financial review - this will help you build a realistic budget and buying plan.
House Hunt
Have some fun – work with your real estate agent to find the home of your dreams (and budget). Don't worry about mortgage shopping yet, it's better to wait until you can lock in your rate.
Offer Accepted
Congrats! Now that your offer has been accepted, you'll sign a Purchase Agreement with the seller. This will be sent to your lender, who will provide you with an official Loan Estimate, which is your signal to start Fincasting.
Fincast your Loan Estimate
Got your Loan Estimate? Perfect timing. Upload it to Fincast and we'll find competing lenders ready to beat your current offer.
Time to Close!
Once you’ve switched lenders and secured your savings, you’ll order an appraisal and proceed with closing documents.
Get Pre-Approved
Work with any lender to understand your home-buying power with a quick credit check and financial review - this will help you build a realistic budget and buying plan.
House Hunt
Have some fun – work with your real estate agent to find the home of your dreams (and budget). Don't worry about mortgage shopping yet, it's better to wait until you can lock in your rate.
Offer Accepted
Congrats! Now that your offer has been accepted, you'll sign a Purchase Agreement with the seller. This will be sent to your lender, who will provide you with an official Loan Estimate, which is your signal to start Fincasting.
Fincast your Loan Estimate
Got your Loan Estimate? Perfect timing. Upload it to Fincast and we'll find competing lenders ready to beat your current offer.
Time to Close!
Once you’ve switched lenders and secured your savings, you’ll order an appraisal and proceed with closing documents.
Get Pre-Approved
Work with any lender to understand your home-buying power with a quick credit check and financial review - this will help you build a realistic budget and buying plan.
House Hunt
Have some fun – work with your real estate agent to find the home of your dreams (and budget). Don't worry about mortgage shopping yet, it's better to wait until you can lock in your rate.
Offer Accepted
Congrats! Now that your offer has been accepted, you'll sign a Purchase Agreement with the seller. This will be sent to your lender, who will provide you with an official Loan Estimate, which is your signal to start Fincasting.
Fincast your Loan Estimate
Got your Loan Estimate? Perfect timing. Upload it to Fincast and we'll find competing lenders ready to beat your current offer.
Time to Close!
Once you’ve switched lenders and secured your savings, you’ll order an appraisal and proceed with closing documents.
TESTIMONIALS
Skeptics to believers
Skeptics to believers
Skeptics to believers
Skeptics to believers
“After seeing all the offers I was able to get in contact with the lender offering the best deal from the list. In the end, Fincast helped us reduce our rate by 0.75”
Andrew
“Loved my Fincast lender. Great experience. Switch and save, you won’t regret it!”
Jennet
"Within 24 hours I had a list of competing offers from different lenders. Every single offer was better than my initial loan estimate. I saved around $17,000 on my mortgage, which is honestly life-changing for me."
Alex
“After seeing all the offers I was able to get in contact with the lender offering the best deal from the list. In the end, Fincast helped us reduce our rate by 0.75”
Andrew
“Loved my Fincast lender. Great experience. Switch and save, you won’t regret it!”
Jennet
"Within 24 hours I had a list of competing offers from different lenders. Every single offer was better than my initial loan estimate. I saved around $17,000 on my mortgage, which is honestly life-changing for me."
Alex
Great product, brought my rate down to 4.99% from an initial quote of 5.75% on a 30 year fixed rate mortgage while also matching the original closing costs for a total monthly savings of 8%.
Allen
As a first-time home buyer, I loved how they don't sell your information. The lender that I went with was really great to work with. The next time I need to shop around for a loan I will definitely Fincast first.
Michael
I found this on Reddit and decided to give it a try - since it's free. I wasn't expecting them to come back with much, but in the end they found a lender that came within 0.1 points of my rate, with lower closing costs.
Jim
Unlock the best rates while saving time and money
Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform
Unlock the best rates while saving time and money
Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform
Unlock the best rates while saving time and money
Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform
FAQ
Still have questions?
Can I connect with more than one lender?
Fincast connects you with one lender - the one offering your preferred deal. This exclusive approach allows lenders to provide their best rates, which we pass directly to you. Since meeting closing deadlines is critical, focusing on a single lender with the best terms helps you save money and close on time.
Will switching lenders affect my credit?
How do I lock in this offer?
Am I obligated to fund my loan with this lender?
Do I have to fill out another loan application?
Can I connect with more than one lender?
Fincast connects you with one lender - the one offering your preferred deal. This exclusive approach allows lenders to provide their best rates, which we pass directly to you. Since meeting closing deadlines is critical, focusing on a single lender with the best terms helps you save money and close on time.
Will switching lenders affect my credit?
How do I lock in this offer?
Am I obligated to fund my loan with this lender?
Do I have to fill out another loan application?
Can I connect with more than one lender?
Fincast connects you with one lender - the one offering your preferred deal. This exclusive approach allows lenders to provide their best rates, which we pass directly to you. Since meeting closing deadlines is critical, focusing on a single lender with the best terms helps you save money and close on time.
Will switching lenders affect my credit?
How do I lock in this offer?
Am I obligated to fund my loan with this lender?
Do I have to fill out another loan application?
Can I connect with more than one lender?
Fincast connects you with one lender - the one offering your preferred deal. This exclusive approach allows lenders to provide their best rates, which we pass directly to you. Since meeting closing deadlines is critical, focusing on a single lender with the best terms helps you save money and close on time.
Will switching lenders affect my credit?
How do I lock in this offer?
Am I obligated to fund my loan with this lender?
Do I have to fill out another loan application?
