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How good is your deal?

Fincast shops your Loan Estimate, finds you savings, and protects your identity so you can close with confidence.

Your information is protected and encrypted.

Fincast is not a lender, we are a shopping technology. We do not offer or approve mortgages. 

better mortgage shopping

How good is your deal?

Fincast shops your Loan Estimate, finds you savings, and protects your identity so you can close with confidence.

better mortgage shopping

Your information is protected and encrypted.

Fincast is not a lender, we are a shopping technology. We do not offer or approve mortgages. 

Made for you


Fincast transforms how any consumer can access a more equitable and affordable mortgage

Save Time & Money

We compare your current Loan Estimate to industry benchmarks to find out how competitive it is.  If there's money to be saved, we'll find it for you.

Financial Inclusion

At Fincast, we’re committed to making mortgages accessible and equitable. We anonymize your offer to reduce discrimination and solicitation.

Private & Secure

We'll never ask you for sensitive data like your social security number or birth date.  And, all the data you provide will always be end-to-end encrypted.

Free

We switch things around at Fincast and make sure Fincast is always free to you by making the lender pay to beat your current deal.

Why Fincast?

Get confidence and peace of mind - don't leave any money on the table.


$26K

The estimated savings, for interest payments alone, on a $250K loan amount, when you find the right mortgage

47+

The average number of cold calls you can prevent, from a single lender, by using Fincast to secretly shop your offer

12 Hours

The time you would typically spend researching rates and calling lenders that Fincast directly saves you

Did you know?


$26K

The estimated savings, for interest payments alone, on a $250K loan amount, when you find the right mortgage

47+

The average number of cold calls you can prevent, from each lender, when using Fincast to secretly shop your offer

12 Hours

The time you would typically spend researching rates and calling lenders that Fincast directly saves you

Mortgage shoppers love Fincast


"Fincast made shopping super easy. I didn't need to jump through hoops, and I'm confident I got the best deal possible.  I've already recommended Fincast to several of my friends!"
Author
Daniele B.
"Normally I'm skeptical of companies trying to "help me with my mortgage", but Fincast really did. They found me a better lender with better rates, and I didn't have to lift a finger."
Author
David O.
"Fincast wasn't able to find me an offer with a better rate, but I was able to move to a lender with lower fees.  This was like free money.  I wish I had this when I did my last mortgage."
Author
Brett L.
"I consider myself a thorough researcher, but Fincast found deals I didn't even know existed."
Author
Chadi G.
"I'm a realtor and Fincast has been amazing for my buyers.  I usually recommend a few preferred lenders, but to build trust, I also recommend they check deals with Fincast.  They don't need to take my word for it, they can see for themselves if and when they're getting a great deal."
Author
Carl S.

How it works


Upload a Copy of your Current Loan Estimate

Drag & drop your most recent Loan Estimate as a PDF, or simply take a picture of it on your phone.  Our patent-pending technology will analyze your current offer and start to find better deals - all while keeping your information private 🔒.

Loan Estimate Upload

Upload a Copy of your Current Loan Estimate

Drag & drop your existing Loan Estimate as a PDF, or simply take a picture of it on your phone.  Our patent-pending technology will analyze your current offer and start to find better deals - all while keeping your information private 🔒.

Mortgage Shopping

We Become your Personal (Secret) Shopper

You won't have to shop for offers one at a time or comparison shop anymore - Fincast cuts to the chase, with qualified lenders competing to beat your current deal. 

We Become your Personal (Secret) Shopper

You won't have to shop for offers one at a time or comparison shop anymore - Fincast cuts to the chase, with qualified lenders competing to beat your current deal

Unlock the Best Rates, Save Time & Money

When we find a lender that can save you more, we give you the choice to connect directly.  We put the control back into your hands - that's the power of Fincast.

Lower Interest Rates

Unlock the Best Rates, Save Time & Money

When we find a lender that can save you more, we give you the choice to connect directly.  We put the control back into your hands - that's the power of Fincast.

Give it a try:


Purchases & Refinances
Conventional Mortgages
FHA, VA, & USDA Mortgages
Offers valid from any Lender, Bank, or Broker
Better Mortgage

Applies to:


Purchases & Refinances
Conventional Mortgages
FHA, VA, & USDA Mortgages
Jumbo Mortgages
Offers from any Lender, Bank, or Broker

Fincast, Inc. is a digital shopping technology and online marketplace with its main business address located at 66 West Flagler Street, 9th Floor, Miami, FL 33130, Telephone Number (866) 986-1680. Fincast, Inc. provides administrative and marketplace services by matching consumers, who are prospective borrowers, with one or more banks, brokers, and/or lenders (each a "Lender"). Fincast, Inc. may also connect consumers with relevant Settlement Companies and/or Insurers that offer products and/or services of interest. Fincast, Inc. is not a Lender, Settlement Company, or Insurer and does not: originate, underwrite, make or refinance loans; make credit decisions in connection with loans or insurance policies; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender, a policy from an Insurer; or guarantee a better deal or economic benefit of any kind. Fincast, Inc. does not include information about every financial or credit product or service.

Fincast, Inc. calculates and discloses averages based on comparisons of Loan Estimates presented along with data compiled from consumers and companies. Fincast, Inc. does not guarantee these claims or complete accuracy of these figures, as they are constantly changing and are estimated at a particular moment in time. Fincast, Inc. does not guarantee the accuracy of the information provided by lenders in our bidding platform and Fincast cannot be held liable for any deal detail discrepancies or miscalculations. These offers and deals are not guaranteed and are subject to change.

Fincast, Inc. NMLS Consumer Access #2496069 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. This site is directed at, and made available to, persons in Colorado, Texas, and Florida only.

© 2024 Fincast, Inc. All Rights Reserved.

The Loan Estimate:

Please look carefully at the following images.



You receive this above- mentioned three-page official offer from any and all lenders, banks, and brokers after you've completed a mortgage application and have been pre-qualified. 

You are not required to provide any documents to get this offer, and it's your legal right as a consumer to receive this. 

Unlike phone quotes, rate sheets, and other types of offers, the Loan Estimate is the only official offer, and it's your #1 bargaining chip when negotiating additional savings on your mortgage.

So, before you spend your time calling different lenders, banks and brokers, or researching rates online, just apply once, quickly, with any lender, and negotiate the best deal you can to get your first Loan Estimate.  Then use your Loan Estimate to negotiate with lenders, or have Fincast to do that for you, automatically and for free.

If you wish to download above mentioned document, click the button below.

 

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The Loan Estimate

The 3-page Loan Estimate is the only official and legal mortgage offer that you receive from lenders, banks, or brokers.  You can request a Loan Estimate before you're required to provide any personal documents, as long as you've completed a mortgage application.  Because the Loan Estimate proves to other lenders that you're pre-qualified, it is the most effective bargaining chip you have when shopping for a better deal.

The Loan Estimate:

You receive this above- mentioned three-page official offer from any and all lenders, banks, and brokers after you've completed a mortgage application and have been pre-qualified. 

You are not required to provide any documents to get this offer, and it's your legal right as a consumer to receive this. 

Unlike phone quotes, rate sheets, and other types of offers, the Loan Estimate is the only official offer, and it's your #1 bargaining chip when negotiating additional savings on your mortgage.

So, before you spend your time calling different lenders, banks and brokers, or researching rates online, just apply once, quickly, with any lender, and negotiate the best deal you can to get your first Loan Estimate.  Then use your Loan Estimate to negotiate with lenders, or have Fincast to do that for you, automatically and for free.

This is a sample:

 




The Loan Estimate:

You receive this three-page official offer from any and all lenders, banks, and brokers after you've completed a mortgage application and have been pre-qualified. 

You are not required to provide any documents to get this offer, and it's your legal right as a consumer to receive this. 

Unlike phone quotes, rate sheets, and other types of offers, the Loan Estimate is the only official offer, and it's your #1 bargaining chip when negotiating additional savings on your mortgage.

So, before you spend your time calling different lenders, banks and brokers, or researching rates online, apply once, quickly, with any lender, and negotiate the best deal you can to get your first Loan Estimate.  Then use your Loan Estimate to negotiate with lenders, or have Fincast do that for you, automatically and for free.

This is a sample:

 


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