Mortgage Shopping Made Easy

Fincast shops your Loan Estimate, finds you savings, and protects your identity for FREE so you can confidently choose the best deal

Discovered and trusted by 1K+ Redditors

Upload Your Loan Estimate

Demo Savings Dashboard

Upload Your Loan Estimate

Demo Savings Dashboard

Trusted by lenders and homebuyers nationwide:

REAL SAVINGS

The proof is in the savings

of borrowers find a better deal

$0K+

Average mortgage savings

0.5%

Average savings per loan

As featured in:

As featured in:

As featured in:

SMART MORTGAGE SAVINGS

An AI deal finder that quickly saves you thousands

Optimize your payment, rate and closing costs with personalized bids from lenders competing to beat your deal

Automated Shopping

No need to shop – Fincast finds you better deals from trusted lenders in under 24 hours

Automated Shopping

No need to shop – Fincast finds you better deals from trusted lenders in under 24 hours

Automated Shopping

No need to shop – Fincast finds you better deals from trusted lenders in under 24 hours

Private and Secure

Your data is protected - our AI automatically redacts and encrypts all personal information

Private and Secure

Your data is protected - our AI automatically redacts and encrypts all personal information

Private and Secure

Your data is protected - our AI automatically redacts and encrypts all personal information

Easy Comparison

See exactly how much you'll save with transparent side-by-side rate and cost comparisons

Easy Comparison

See exactly how much you'll save with transparent side-by-side rate and cost comparisons

Easy Comparison

See exactly how much you'll save with transparent side-by-side rate and cost comparisons

HOW IT WORKS

Find your best deal
in under 24 hours

Find your best deal in under 24 hours

We create a transparent competition among lenders to get you the best overall mortgage deal based on how you want to save money

Upload your offer

Share your Loan Estimate in our secure portal - our AI automatically removes your personal information before analyzing and shopping your offer🔒

Check your offer

Fincast platform feature allowing homebuyers to upload loan estimates for mortgage offer comparison

Upload your offer

Share your Loan Estimate in our secure portal - our AI automatically removes your personal information before analyzing and shopping your offer🔒

Check your offer

Upload your offer

Share your Loan Estimate in our secure portal - our AI automatically removes your personal information before analyzing and shopping your offer🔒

Check your offer

Get competing bids

Fincast shops for you - in less than 24 hours we figure out which of our approved lenders can beat your current offer and show you the best deals 🤑

Check your offer

Fincast mortgage bidding comparison showing lender offers, interest rates, and total savings for homebuyers

Get competing bids

Fincast shops for you - in less than 24 hours we figure out which of our approved lenders can beat your current offer and show you the best deals 🤑

Check your offer

Get competing bids

Fincast shops for you - in less than 24 hours we figure out which of our approved lenders can beat your current offer and show you the best deals 🤑

Check your offer

Choose your deal

Seamlessly switch to a top-tier lender to quickly lock in your favorite deal without pressure or risking your closing date 💪

Check your offer

Fincast highlights mortgage savings benefits with quick closing, customer success stories, and potential uses for savings

Choose your deal

Seamlessly switch to a top-tier lender to quickly lock in your favorite deal without pressure or risking your closing date 💪

Check your offer

Choose Your deal

Seamlessly switch to a top-tier lender to quickly lock in your favorite deal without pressure or risking your closing date 💪

Check your offer

Choose your deal

Seamlessly switch to a top-tier lender to quickly lock in your favorite deal without pressure or risking your closing date 💪

Check your offer

TIMELINE

Mortgage offer timeline

Informal Offer Period

Formal Offer Period

Informal Offer Period

Formal Offer Period

Pre-qualification

Pre-approval

Email Quote

Phone Quote

Fee Sheet

Loan Summary

Cost Worksheet

Closing Costs Estimate

Loan Estimate

Rate Lock Agreement

Change of Circumstances

Closing Disclosure

Pre-qualification

Pre-approval

Email Quote

Phone Quote

Fee Sheet

Loan Summary

Cost Worksheet

Closing Costs Estimate

Loan Estimate

Rate Lock Agreement

Change of Circumstances

Closing Disclosure

TIMELINE

Mortgage Offer Timeline

Informal Offer Period

Pre-qualification

Pre-approval

Email Quote

Phone Quote

Fee Sheet

Loan Summary

Cost Worksheet

Closing Costs Estimate

Formal Offer Period

Loan Estimate

Rate Lock Agreement

Change of Circumstances

Closing Disclosure

TESTIMONIALS

Feedback from Fincasters

“After seeing all the offers I was able to get in contact with the lender offering the best deal from the list. In the end, Fincast helped us reduce our rate by 0.75”

Andrew

“Loved my Fincast lender. Great experience. Switch and save, you won’t regret it!”

Jennet

"Within 24 hours I had a list of competing offers from different lenders. Every single offer was better than my initial loan estimate. I saved around $17,000 on my mortgage, which is honestly life-changing for me."

Alex

“After seeing all the offers I was able to get in contact with the lender offering the best deal from the list. In the end, Fincast helped us reduce our rate by 0.75”
Andrew
“Loved my Fincast lender. Great experience. Switch and save, you won’t regret it!”
Jennet
"Within 24 hours I had a list of competing offers from different lenders. Every single offer was better than my initial loan estimate. I saved around $17,000 on my mortgage, which is honestly life-changing for me."
Alex
Great product, brought my rate down to 4.99% from an initial quote of 5.75% on a 30 year fixed rate mortgage while also matching the original closing costs for a total monthly savings of 8%.
Allen
As a first-time home buyer, I loved how they don't sell your information. The lender that I went with was really great to work with. The next time I need to shop around for a loan I will definitely Fincast first.
Michael
I found this on Reddit and decided to give it a try - since it's free. I wasn't expecting them to come back with much, but in the end they found a lender that came within 0.1 points of my rate, with lower closing costs.
Jim

3D house with dollar savings, percentage sign, and hourglass icons representing mortgage savings and quick closing with Fincast

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

Unlock the best rates while saving time and money

Smart homeowners are discovering better mortgage deals with Fincast's secure, AI-powered platform

Find a better deal

FAQ

Still have questions?

Can I connect with more than one lender?

Fincast connects you with one lender - the one offering your preferred deal. This exclusive approach allows lenders to provide their best rates, which we pass directly to you. Since meeting closing deadlines is critical, focusing on a single lender with the best terms helps you save money and close on time.

Will switching lenders affect my credit?

How do I lock in this offer?

Am I obligated to fund my loan with this lender?

Do I have to fill out another loan application?

Upload Loan Estimate

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